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Claims Counter Fraud
Lazarus AI
The List: Claims
Lazarus AI
Founded 2022
NYC
Live with 10+ insurers
AI/ML
Fraud
FNOL
Who are Lazarus AI?
We’ve been following Lazarus AI for some time. Based in New York, they’re a specialist in generative AI with a focus on fraud detection in insurance.
The team combines deep machine learning capability with real-world claims experience, and they’ve built a product that’s already delivering results with multiple large carriers.They’re not just another AI startup; they’re building something insurers can actually use.
What's thier solution?
Lazarus uses computer vision and predictive modelling to assess the authenticity of damage claims in real time. In a typical use case, a customer submits photos of vehicle damage via a self-service FNOL flow.​
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Lazarus analyses these images instantly to flag signs of manipulation, duplicate damage or suspicious metadata, helping reduce fraud without slowing the claims process.
Core to Lazarus Ai's capability is the ATLS platform, which integraes with and orchestrates other user tools and AI systems
Why did we select them as our standout Claims Counter-Fraud Startup?


We picked Lazarus because they’re bringing real firepower to one of the hardest parts of claims, spotting the fraud without slowing down the honest stuff.
What impressed us is how they blend behavioural science and machine learning to flag suspicious activity early, without relying on rigid rules. They’ve got live deployments with top-tier carriers and some strong early results, this is enterprise-grade counter-fraud that doesn’t feel like legacy tech.
Wjat does Lazarus AI look like in action?
Here's a short video where the Lazarus AI team demonstrate the power of thier platform
In this example, the platform is embedded within a digital FNOL workflow. As a claim is submitted,
Lazarus analyses structured and unstructured data in real time, flags potential fraud risks, and suggests next steps for the handler, all without breaking the flow of the process.
Why is Lazarus AI from anything else you've seen?
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Most fraud detection tools are retrospective, flagging issues post-payout or requiring manual investigation. Lazarus flips that model: embedding AI analysis at the moment of FNOL
It compares favourably to legacy solutions by delivering both cost savings and improved customer experience, without adding complexity.
What are others saying about Lazarus AI?

“Lazarus gave us clearer fraud signals in weeks than we’d managed in years. It’s not just the tech, it’s how quickly they got it working in our environment.” 


Head of Claims, European Composite Insurer

“Lazarus is fast becoming the name to know in claims fraud detection – agile, explainable, and finally a break from the usual black box.” 


Insurance Tech Today
Insurance Times Claims Awards 2024
Best AI Initiative
Digital Insurance Awards 2024
Claims Gold Award
Ready to learn more about Lazarus AI?
Who else made the claims list 2025?
Claims AI
Tractable
Founded 2014
London & NYC
Live with 20+ insurers
Claims Automation
EvolutionIQ
Founded 2010
NYC
Live with 10+ insurers
Claims Payments
InsurPAY
Founded 2022
NYC
Pilot with Tier 1 insurers
Insur PAY
Claims CX
Hi Marley
Founded 2020
San Francisco
Live with 15+ insurers
The Claims List 2025 was curated by John Anderson, Partner at AFV
John leads AFV’s coverage across claims and underwriting. A regular speaker at InsurTech Insights and DIA, they work closely with both PortCos and carrier partners to spot solutions that scales